Track every rupee. Plan every month. Split with friends. Cashy bundles a financial dashboard, a real AI advisor, and 11 smart tools into one calm, fast app.
Four pillars do the heavy lifting. The rest just shows up when you need it.
Your dashboard shows net balance, income, expenses, and savings at a glance. Upcoming bills, recent transactions, and budget alerts — all surfaced. No digging. No setup.
Ask anything in plain English. Your AI advisor knows your data — with your permission — and gives personalized answers, not generic charts.
Create groups, log shared expenses, and Cashy automatically calculates who owes what using smart debt simplification. Any currency. Any split.
Receipt scanning, plain-English search, a “can I buy this?” checker, payday auto-allocator, tax estimator, and more. Open them as you go.
Each one solves a real frustration — the kind that usually means another app, another login, another tab.
Type "food above ₹500 last month" or "Swiggy in July." Cashy parses your query and filters instantly — no dropdowns, no date pickers.
Enter an item and price. Cashy checks balance, savings rate, upcoming bills — then answers honestly.
Photo of any receipt, in any currency. OCR pulls merchant, date, total, and line items. Pre-fills a transaction.
Paste a bill email or SMS. Cashy detects merchant, amount, due date — then creates a reminder automatically.
Enter your salary. Cashy splits it 50/30/20 — adjusted to your real bills — and creates every budget allocation in one tap.
India (old/new), US, UK, and more. Enter income, add deductions, see tax, effective rate, and take-home.
Log hours, set rate, add tax. Export a PDF timesheet — invoice ready in minutes.
150+ currencies, live rates updated hourly. Travel mode shows multiple pairs at once.
A contribution-calendar for your spending. Each day shaded by total — instantly see heavy days and patterns.
A 30-day forward-looking cash flow. Every bill, sub, and income plotted ahead. Spot tight weeks before they happen.
Finds unused subscriptions (60+ days), duplicates, and overlaps. Shows monthly waste — cancel with one tap.
Log assets and liabilities. Cashy calculates real net worth and tracks how it moves over time.
Email or Google. No credit card. No 14-day trial countdown. Cashy stays free forever.
A short wizard learns your goal, currency, income range, and preferred AI tone. Then you're in.
Log expenses. Set budgets. Ask the AI. Split with friends. Cashy gets sharper the more you use it.
Spreadsheets are powerful but cold. Banking apps are clinical. Most finance apps are aggressive. Cashy is the brilliant friend who happens to be a financial advisor.
| Feature | Cashy | Spreadsheets | Other apps |
|---|---|---|---|
| AI financial advisor | ✓ Built in | — | Paid add-on |
| Expense splitting | ✓ Full groups | — | Separate app |
| Smart tools (OCR, tax, search) | ✓ 11 tools | — | Rarely |
| Works like a native app (PWA) | ✓ | — | Depends |
| Real-time & offline capable | ✓ | ✓ | Sometimes |
| Privacy first — your data, your DB | ✓ | ✓ | — |
| Price | Free forever | Free | Freemium |
Finally an app that doesn't make me feel dumb about money. The dashboard explains itself — I just opened it and got it.
The splits feature alone saved my friendship. No more awkward “hey you owe me” — Cashy just shows the simplified payment.
I found ₹3,400/month in subscriptions I forgot I had. The Waste Detector basically paid for an app I don't have to pay for.
Track every rupee. Plan every month. Grow every year. Cashy stays free — and we mean forever, not “free trial.”