Our story
Cashy was built because managing money shouldn't feel like a second job. We believe everyone deserves smart financial tools — without the subscription fees, the paywalls, or the complexity.
Most finance apps are either too simple (a basic budgeting spreadsheet dressed up as an app) or too complex (enterprise software crammed into a mobile UI). Neither actually helps you understand your money.
We wanted something in between: an app that's genuinely smart — with an AI that reads your actual financial data, not generic advice — but that stays out of your way when you don't need it.
Cashy is the result. Eleven focused tools. One AI advisor trained on your patterns. Free forever.
We never sell your data. Your financial information stays in your account — you can export or delete it at any time.
Cashy is free forever. No trial, no premium tier, no paywalled features. Every tool works, for every user.
We collect only what you explicitly add. No bank scraping, no passive tracking, no third-party data brokers.
Our AI advisor only references the data you've entered. It explains its reasoning and never makes financial decisions for you.
Cashy ships with 11 built-in tools: Budget Planner, Goal Tracker, Subscription Detector, Expense Calendar, Net Worth Tracker, Receipt Scanner, Currency Converter, Loan Calculator, Smart Search, AI Advisor, and Bill Splits — with more coming.
Every tool is included. None of them are upsells.